No-Fault Insurance Basics

New York’s no-fault insurance system is designed to make sure you get help quickly after a car accident—no matter who was at fault. But knowing exactly what’s covered, when to file, and how to claim lost wages or medical costs can be confusing. This guide breaks it down in plain English.

Here’s what you’ll learn:

• How no-fault insurance works and what it pays for
• Which expenses are covered, including medical care, lost wages, and essential services
• What the “serious injury threshold” means for filing a lawsuit
• How to meet important filing deadlines
• Steps to take after an accident to protect your rights

If you’ve been injured in a motor vehicle accident, understanding these rules can help you avoid delays and make sure your benefits are fully paid.

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Why Choose Us

Our legal team has years of experience helping New Yorkers navigate no-fault and personal injury claims. We make the process simpler, ensuring your paperwork is accurate and deadlines are met so you can focus on recovery, not red tape.

• Clear Guidance: We explain every step so you know exactly what to expect.
• Quick Support: We handle insurance communication and claim filing on your behalf.
• Proven Experience: Our firm has successfully represented hundreds of accident victims across New York.

If you’ve been in an accident and need help understanding or filing your no-fault claim, contact us today for a free case review.

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